Terms of Service

1. Acceptance of Terms

By accessing or using our Website and services, you confirm that you understand, accept, and agree to these Terms. If you do not agree, you must not use our services.

2. Services Provided

Fintogo FZE provides financial services, including:

• Assistance with business loans and financing solutions.
• Consulting and advisory services related to financial, digital, and software solutions.
• Facilitation of services with lenders, banks, financial institutions, brokers, and partners.
• Certain IT and marketing services, which may be outsourced to service providers overseas to support business operations.

We may update, modify, or discontinue services at any time without prior notice.

3. User Eligibility

You must be at least 18 years old and legally capable of entering into contracts under UAE law to use our services. By using our Website, you confirm that you meet these requirements.

4. Account and KYC Information

To access certain services, you may be required to provide personal information, including KYC documents. You agree to:

• Provide accurate, complete, and up-to-date information.
• Notify us immediately if your information changes.
• Consent to the collection, storage, and processing of your personal data as described in our Privacy Policy, including potential transfer to service providers overseas for IT or marketing purposes.

5. Communication Consent

By using our services, you consent to receive communications from Fintogo FZE, our partners, and authorized service providers via:

• Email
• Phone calls
• SMS
• WhatsApp
• Postal mail

These communications may include service updates, offers, or other information relevant to the services you requested. You can opt out of marketing communications at any time, but service-related communications may still be sent as necessary to provide our services.

6. Sharing of Information

We may share your information with:

• Lenders, banks, financial institutions, brokers, and partners to provide the services you requested.
• Authorized service providers who assist in delivering our services, including IT and marketing providers overseas.
• Regulatory authorities as required by UAE law.

All recipients are required to handle your data in accordance with applicable UAE regulations.

7. User Obligations

You agree not to:

• Provide false, misleading, or fraudulent information.
• Use our services for illegal or unauthorized purposes.
• Interfere with the operation of our Website or services.

8. Intellectual Property

All content on fintogo.ae, including text, graphics, logos, images, and software, is the property of Fintogo FZE or its licensors and is protected by UAE and international copyright laws. You may not use, reproduce, or distribute our content without prior written consent.

9. Limitation of Liability

To the maximum extent permitted by UAE law, Fintogo FZE shall not be liable for any indirect, incidental, or consequential damages arising from:

• Your use of or inability to use our services.
• Any errors or omissions in the content on our Website.
• Any third-party actions, including lenders, partners, service providers, or overseas outsourced providers.

10. Governing Law

These Terms are governed by the laws of the United Arab Emirates. Any disputes arising from these Terms shall be resolved in UAE courts.

11. Modifications

We reserve the right to update these Terms at any time. Updated Terms will be posted on our Website, and the effective date will be updated. Continued use of our services constitutes acceptance of the updated Terms.

12. Contact Information

For questions about these Terms or our services, contact us: